Becoming Financially​ Ultimate

Rent, insurance, utilities, credit card, student loans, car payment, phone bill, internet bill, cable bill, Netflix, Audible, Spotify, Amazon…not to mention groceries, gas, social life, family needs.

Every month we have our financial responsibilities. Every month we are reminded of the debt, the interest rates, and the balances.

It is no doubt money causes us a great deal of stress. So much so that it could affect our relationships and our health. This includes self-discipline.

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Photo by Alice Pasqual on Unsplash

Day 7 of Self-Discipline, improving your financial health.

Handling our money requires a lot from our willpower muscles. There are so many temptations, but this is one of the most important times to think about how your decisions will affect your future. Whether it’s the near or far future. We may have some buying power this month but just because the money is there doesn’t mean it needs to be spent. Do we want to spend it? Probably. There’s always that little knick-knack at the store that stares you in the face saying, “buy me!” Just say no!

I’m not saying you shouldn’t buy something just for the fun of it. There’s something to be said about a guilty pleasure of yours that you buy for your happiness in that moment, but we do need to be careful. Those extra purchases start to add up.

This has been a huge adulting step for me, being in charge of all of my finances. I recently started getting paid monthly…not my ideal situation. I get paid and my bank account is super happy and then within a couple of days I pay all my bills and realize… that’s all I have left for the month? It’s been an adjustment, to say the least.

I have found that this keeps my self-discipline in check. I have to be very cautious with my spending at the beginning of the month so I can eat by the end the end of the month. This forces me to look ahead, but we should always be looking ahead.

It’s tax season! What are your plans for your tax return? Blow through it on a fancy night out? If you have a nice savings already maybe you deserve that. If you don’t have a savings account, maybe you could start one? Do you have a trip coming up in a couple of months, maybe it’s time to buy that plane ticket?

As you begin to plan out your finances and your savings plan you will feel so much more confident in the purchases you want to make and the ones you have to. Improving your financial health will, in turn, improve your mental health.

We worry way too much. Not being able to afford things we want is frustrating but that actual act of worrying or stressing out about these things will make it that much more difficult to achieve our financial goals.

Do your research. Make a plan. Write it down. Make the choice to be financially disciplined. Know your bank account, your loans, your credit score and keep track it all. Your goals, your dreams, and your future depend on it.

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Adulting Self-Discipline

17 Quotes About Self-Discipline

“Self-respect is the root of discipline: The sense of dignity grows with the ability to say no to oneself.”  — Abraham Joshua Heschel

“‎Hold yourself responsible for a higher standard than anybody else expects of you. Never excuse yourself. Never pity yourself. Be a hard master to yourself-and be lenient to everybody else.” — Henry Ward Beecher

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Photo by Garrhet Sampson on Unsplash

“Self-discipline is the ability to make yourself do what you should do, when you should do it, whether you feel like it or not.” — Elbert Hubbard

“Respect your efforts, respect yourself. Self-respect leads to self-discipline. When you have both firmly under your belt, that’s real power.” — Clint Eastwood

“Parents teach children discipline for two different, indeed diametrically opposed, reasons: to render the child submissive to them and to make him independent of them. Only a self-disciplined person can be obedient; and only such a person can be autonomous.”  — Thomas Szasz

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Photo by Priscilla Du Preez on Unsplash

“In reading the lives of great men, I found that the first victory they won was over themselves… self-discipline with all of them came first.”  — Harry Truman

“A vital part of the happiness formula is self-discipline. Whoever conquers himself knows deep happiness that fills the heart with joy.”  — Norman Vincent Peale

“Self-discipline is often disguised as short-term pain, which often leads to long-term gains. The mistake many of us make is the need and want for short-term gains (immediate gratification), which often leads to long-term pain.”
— Charles F. Glassman (Brain Drain The Breakthrough That Will Change Your Life)

“Self-discipline, the key to eternal life, is doing something that needs to be done whether or not you find it convenient. Self-discipline is usually motivated by our convictions, our internal hopes, and our desires.” — Robert L. Simpson

“Seek freedom and become captive of your desires. Seek discipline and find your liberty.” — Frank Herbert (Chapterhouse: Dune (Dune Chronicles #6))

“To truly be committed to a life of honesty, love and discipline, we must be willing to commit ourselves to reality.”  — John Bradshaw (Healing the Shame that Binds You)

“Discipline is the bridge between goals and accomplishment” — Jim Rohn

“We must all suffer from one of two pains: the pain of discipline or the pain of regret. The difference is discipline weighs ounces while regret weighs tons.”  — Jim Rohn

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Photo by Tom Pumford on Unsplash

Willpower is what separates us from the animals. It’s the capacity to restrain our impulses, resist temptation – do what’s right and good for us in the long run, not what we want to do right now. It’s central, in fact, to civilization. — Dr. Roy Baumeister, Ph.D.

“Freedom is born of self-discipline. No individual, no nation, can achieve or maintain liberty without self-control. The undisciplined man is a slave to his own weaknesses.”    — Alan Valentine

“We may think there is willpower involved, but more likely change is due to wanting power. Wanting the new addiction more than the old one. Wanting the new me in preference to the person I am now.” — George Sheehan

“Willpower is the key to success. Successful people strive no matter what they feel by applying their will to overcome apathy, doubt or fear.” — Dan Millman

 

 

 

Quotes Self-Discipline